{"product_id":"personal-finance-for-teens-and-young-adults-financial-literacy-skills-to-empower-your-future-crush-your-debt-and-build-smart-money-habits-that-instill-confidence","title":"Personal Finance for Teens and Young Adults: Financial Literacy Skills to Empower Your Future, Crush Your Debt, And Build Smart Money Habits That Instill Confidence","description":"\u003cp\u003e\u003cstrong\u003eEmpower yourself with game-changing financial strategies, including knowledge and tools, to embark on a journey toward a future overflowing with confidence, security, and success.\u003c\/strong\u003e\u003c\/p\u003e\r\n\u003cp\u003eDo you want to embark on a journey to master your money skills and unlock the secrets to savvy spending?\u003c\/p\u003e\r\n\u003cp\u003eAre you worried about repeating the money mistakes your parents made?\u003c\/p\u003e\r\n\u003cp\u003eReady to plunge headfirst into the exciting realm of finances and investing but still need to decide your starting point?\u003c\/p\u003e\r\n\u003cp\u003eWorry not! You're joining a vibrant community of ambitious young adults, all eager to shape their destinies.\u003c\/p\u003e\r\n\u003cp\u003eAstonishingly, studies show that a staggering 75% of teens and young adults in the US feel overwhelmed and underprepared to navigate the financial landscape.\u003c\/p\u003e\r\n\u003cp\u003eUnfortunately, numerous college students enter adulthood, bearing a heavy financial burden and limited knowledge of how to break free from it.\u003c\/p\u003e\r\n\u003cp\u003eWith the ever-increasing cost of tuition, books, housing, and other related college expenses, students are accumulating debt at an unprecedented rate. Recent studies indicate that student loan average balances have nearly tripled in the past 15 years.\u003c\/p\u003e\r\n\u003cp\u003eWhat's more, the impact of crippling debt levels isn't limited to college graduates alone. The past few years have seen a significant surge in household indebtedness across the United States, driven by skyrocketing prices and inflation.\u003c\/p\u003e\r\n\u003cp\u003eUnfortunately, this cycle of debt and poor financial habits has become the norm today simply because many individuals never receive the proper education and guidance for making sound financial decisions. As a result, they find themselves relying on payday loans, credit cards, and other sources of high-interest debt.\u003c\/p\u003e\r\n\u003cp\u003eSadly, this cycle often passes from generation to generation, making it challenging to break free from the paycheck-to-paycheck lifestyle.\u003c\/p\u003e\r\n\u003cp\u003e\u003cstrong\u003eBut you don't have to accept this as your fate.\u003c\/strong\u003e\u003c\/p\u003e\r\n\u003cp\u003eIt's possible to achieve total financial freedom using this book's powerful strategies and meticulously designed tools, all expertly referenced to ensure your success.\u003c\/p\u003e\r\n\u003cp\u003eThis book is your gateway to discovering:\u003c\/p\u003e\r\n\u003cul\u003e\r\n\u003cli\u003eSmart budgeting – improve your decision-making using budgeting strategies that maximize your money.\u003c\/li\u003e\r\n\u003cli\u003ePart-time job opportunities, internships, and the economics of personal income.\u003c\/li\u003e\r\n\u003cli\u003eBasics for filing tax returns – why you might want to file your taxes even if it's not required.\u003c\/li\u003e\r\n\u003cli\u003eWays to \"trick\" yourself into saving money regularly without even thinking about it.\u003c\/li\u003e\r\n\u003cli\u003eBanking basics, online banking security, including how to open different types of accounts.\u003c\/li\u003e\r\n\u003cli\u003eThe differences between debit and credit, and why building up your credit from a young age is essential.\u003c\/li\u003e\r\n\u003cli\u003eHow to start saving for retirement, with the #1 money management tool for your retirement as a teenager\/young adult.\u003c\/li\u003e\r\n\u003cli\u003eDiscover the pathway to turning your passions and skills into lucrative ventures, propelling you into the ranks of successful young entrepreneurs.\u003c\/li\u003e\r\n\u003cli\u003eLearn strategies for paying for college, lowering student debt, and launching your adult life with a fresh start – delve into accessible alternatives for pursuing your education.\u003c\/li\u003e\r\n\u003c\/ul\u003e\r\n\u003cp\u003eAnd much more.\u003c\/p\u003e\r\n","brand":"None","offers":[{"title":"Livre numérique Kobo","offer_id":46357512290514,"sku":"69dc3357-7d1a-3997-b466-7c483daf12d9","price":14.99,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0655\/8980\/5233\/files\/image_832607f7-1783-4d68-a7d9-c18bda310908.jpg?v=1762617157","url":"https:\/\/www.indigo.ca\/fr\/products\/personal-finance-for-teens-and-young-adults-financial-literacy-skills-to-empower-your-future-crush-your-debt-and-build-smart-money-habits-that-instill-confidence","provider":"Indigo","version":"1.0","type":"link"}