Recent retiree Ruth Singer is reflecting on her life and wondering what direction it might have taken if she'd made different choices.

What if she'd learned to ski?

What if she'd had her tubes tied before her difficult youngest child was born?

What if she hadn't quit her rock band to attend college?

What if she'd run off with Danny Fortuna when she'd had the chance?

Not only does Ruth ponder these questions, she lives those what-if lives in her imagination. As the chaos of her real life swirls around her, she contemplates the roads she never took, the choices she never made, and comes to understand how she became the woman she is – and why.

A novel that will resonate with every reader, If Only is at once a poignant excursion into one woman's life and a guided tour through every internal conversation we've ever had.