DOMINIQUE RAMBURE, A former banker (Citibank, Credit Lyonnais among others) lectures at Paris I University on payment systems and finance in China. He is Honorary Chairman of the Euro Banking Association, the first clearing system in the European currency. As consultant to the World Bank and the European Commission, he has been involved in the transition of financial systems in Eastern Europe and Russia.

ALEC NACAMULI is Global Payments Executive at IBM. He was previously a member of the Executive Committee at SWIFT which he joined at its inception, where he led its geographical expansion and opening to the securities industry and value-added services. He is the editor of the Journal of Payments Strategy and Systems.