Dr. B. Ravi Kumar completed his M.Com (Finance), M. B. A. (HRM) and M. Phil and got Ph. D (HRM) from Acharya Nagarjuna University. He has 9 years of teaching experience and proved himself as an effective teacher. He is one of the editorial board members to various international and national referred journals. He has to his credit the publication of 2 books, 14 research papers in international journals and 2 papers in national journals and 5 research papers in edited books. He has attended five workshops and participated in three faculty development programmes. He has presented about 14 papers in international colloquiums and 25 papers in the national conferences and seminars to his credit. He is recognized as Ph. D (Management) research supervisor for ICFAI University Jharkhand and Bharathiar University - Coimbatore. At present he is working as Assistant Professor in Sree Vidyanikethan Engineering College, Tirupati. Dr. Chiruvolu. Ramakrishna is currently working as Principal, at K.Chandrakala P.G.College at Tenali. He is an active researcher, teacher and good administrator with an experience of 28 years. He has published many papers in various Management and Commerce journals and has also presented papers in various conferences. She is an active member in Chamber of Indian Industries (CII). His areas of interest include Banking, Finance Systems, Stock Markets and Commerce. He worked as a Guest Lecturer in WLC College, Hyderabad. He was guided 2 M.Phil's scholars for purpose of awarding the M.Phil.