This volume of exercises and questions is for use with the author's Principles of Money and Banking and is designed to serve as an aid in the working out or elucidation of those principles. It is coming more and more to be recognized by teachers of economics that if their work is to afford a genuine discipline to the student the text and lecture must be supplemented by an abundance of interpretative questions and concrete problems. Such aids are of course especially necessary where the basis of the course is not a formal text, but a book of readings made up of source materials, charts, tables, argu ments, and more or less conflicting opinions and points Of view. Indeed, with such a book they are indispensable.

The exercises and questions in this volume have all been through the fire, having been used in mimeographed form in my classes for three years. Indeed, the first two-thirds Of the volume has been completely reorganized several times. I have followed the practice of making the revisions immediately following the class periods while the difficulties and problems suggested by the class discussions were fresh in mind. It is, of course, a common experience that certain questions prove ambiguous, that others carry the student too far afield or into problems that cannot be analyzed on the basis of ma terial already covered, and, even more important, that the arrange ment of the questions is pedagogically poor or unsound. I do not flatter myself, however, that the revisions the book has undergone in actual use have resulted in a high degree of standardization even for my own use, much less for the purposes of other teachers. In fact, I seriously doubt if any great amount of standardization is either possible or desirable, for I am a strong believer in individuality in instruction. Ideally, every teacher Should have his own book of questions, regardless Of the text used.

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