“A heavily detailed blueprint for establishing rock-solid money practices. Cheviron here opens up about his own financial history, particularly the period in his life after the birth of his second child when he hit monetary rock-bottom and needed to make profound changes (“I went in search of a system to fix all my money problems, and guess what? I didn’t find one”). He surveyed many factors in his life, from his values to his skills to his time-management habits, gradually developing what he calls the Cheviron Pyramid of Wealth. The Pyramid contains 22 blocks divided into three parts, with the base consisting of fundamentals like tracking spending and building a solid credit score—the pinnacle is wealth. While expanding on each of the Pyramid’s building blocks, the author outlines the workings of what he refers to as the Wealth Machine, which is designed to build even the shakiest financial position into a self-sustaining cycle that will virtually guarantee monetary health. Cheviron’s overview in these pages is broad enough to include both individuals managing their bank accounts and entrepreneurs building their first businesses, and he includes inset sections and illustrations to help clarify the formidable amount of information he conveys. Throughout the text, the author is sincerely encouraging and sternly oriented on first principles: “As you move forward on your personal journey to wealth, you will start by mastering the basics,” he writes. “They’re not very hard to do, but they must be done.” Gaining control over your spending, he flatly asserts, is a “non-negotiable” factor in achieving wealth, and this and other non-negotiables serve as a firm framework upon which readers can build sound financial practices, giving them much greater freedom and flexibility. Readers at any stage of financial growth will find plenty of value here. An upbeat and tough-talking plan for taking control of money and increasing wealth.”